Community Programs
3.1 General Medical
Benefits
Up to $12,000 per financial year.
Eligibility
- IBN members and their dependent children, and Non-IBN legal carers of dependent children.
- Medical costs for dependent children are included in the annual limit.
AVAILABLE items
- Medical costs (with a doctor’s referral or prescription)
- Specialist fees (with a doctor’s referral).
- Allied health services: No doctor’s referral required.
- Mobility aids.
- Pharmacy items (prescriptions only).
- Ambulance and private health insurance (including family cover).
- Ambulance transport.
- Health related items, must be ongoing medical treatment – conditions apply.
- Emergency travel cost only – conditions apply.
Items NOT available
- Cosmetic treatment and items.
- Weight loss/meal replacement programs (available in Household Essentials).
- Medicare covered cost.
- Non-prescription glasses and non-prescription pharmacy items.
- Cancellation fees.
- Non-IBN spouses or friends of IBN members.
- Travel costs – see 3.3 Medical and Dental Travel.
Conditions
- Members are required to provide their Medicare Number and private health insurance details.
- Prescription only medications.
- Where applicable, members must apply for support through Medicare, PBS, private health or other insurance policy. IBN will pay the gap.
- IBN has the right to review and audit member purchases and any member who misuses funds for non prescribed purposes or fraudulent activities will be placed in review, that can include disqualification from future program applications or reduction in future program funds.
- Pre booking fees to be covered by member, this fee can be reimbursed.
- Medical or dental referrals and appointments must be from practitioners registered with the Australian Health Practitioner Regulation Agency (AHPRA) or the Medical Board of Australia.
- Complementary or alternative therapies / medicine (treatments that are used in addition to standard medical treatments to improve health and wellbeing), require a letter of support / recommendation from practitioner registered with the AHPRA or the Medical Board of Australia.
- IBN can only provide a benet for treatments that are not available to a member in their residential location.
- No pooling of funds unless under exceptional circumstances.
Supporting documents
- Program application form 3.1
- Medicare card
- Doctors supporting letter
- Supplier invoices or quotes showing payment details
- If applicable:
- Private Health insurance documents
- Doctor’s prescription or referral
- Copy of ambulance cover
- Copy of travel or other insurance policy
Application Processing Time
Up to 10 working days once all the documents have been received by IBN.
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